FAQ Dental | Guardian Direct

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Dental FAQs

Can I cancel my dental plan at any time?

Does my Dental plan have limitations or exclusions?

How do I know if my dentist is in the Guardian Network?

Do I need to fill out a dental claim form?

Can I see any dentist I want with a DHMO plan?

Can I request a preauthorization/predetermination from my dentist?

What does PPO mean and how does a PPO plan work?

Will my Dental premium amount change?

How do I renew my Dental PPO plan annually?

What is the difference between in-network and out-of-network dentists?

How long will it take for my Dental claim to be processed?

How do I change my dentist?

What does DHMO mean and how does a DHMO plan work?

What is the difference between "copayment" and "coinsurance"?

How do I find an in-network dentist?

How can I obtain a list of participating Dentists?

Does my whole family have to use the same dentist?

How do I renew my Dental DHMO plan annually?

What's the maximum benefit for Guardian Direct PPO Dental Plan?

When will my coverage start? How soon can I use my benefits?

No waiting period for basic care

Which benefits can I access as soon as my coverage starts?

Does no waiting period for preventive and basic care apply to all states?

Which plans are included?

Why were these changes made?

I already have a Guardian Direct dental plan, but I’m still within my 6-month waiting period. Does this apply to me?

I have an insurance policy with Guardian Direct, but it’s not dental. Does this apply to me?

Will my premium change?

Can I still cancel any time?

What about waiting periods for implants, orthodontia, or teeth whitening?

Other advice and insights

Dental Insurance

2022-145617