Insurance for the people
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You're our reason why
Everyone deserves access to great insurance—no matter how, where, when, or if you work. It's our mission to make it happen. We get it, and we get you. Here's what people are saying:
From verified members, see all reviews. These are the personal views of a select group of Guardian Direct’s customers and may not represent the experience of other customers. These opinions are not indicative of future performance or results. Actual customer testimonials. Names have been changed to protect customer privacy.
Our Dental Plans
Starter
Starting at
$15/mo
Preventive Care
100% • No waiting period
Oral exams, cleanings and x-rays
Available on Day 1 of your coverage
Basic Care
50% • 6-month waiting period
Fillings and simple extractions
Major Care
Not covered
Implants & Dentures
Not covered
Orthodontia
Not covered
Teeth Whitening
Not covered
Core
Starting at
$19/mo
Preventive Care
80% • No waiting period
Oral exams, cleanings and x-rays
Available on Day 1 of your coverage
Basic Care
50% • No waiting period
Fillings and simple extractions
Available on Day 1 of your coverage
Major Care
50% • 12-month waiting period
Crowns, complex extractions, oral surgery and more
Implants & Dentures
50% • 12-month waiting period
Orthodontia
Not covered
Teeth Whitening
Not covered
Achiever
Starting at
$29/mo
Preventive Care
100% • No waiting period
Oral exams, cleanings and x-rays
Available on Day 1 of your coverage
Basic Care
70% • No waiting period
Fillings and simple extractions
Available on Day 1 of your coverage
Major Care
50% • 12-month waiting period
Crowns, complex extractions, oral surgery and more
Implants & Dentures
50% • 12-month waiting period
Orthodontia
50% • 12-month waiting period
(Applies to members under age 19 only)Teeth Whitening
Not covered
Diamond
Starting at
$37/mo
Preventive Care
100% • No waiting period
Oral exams, cleanings and x-rays
Available on Day 1 of your coverage
Basic Care
80% • No waiting period
Fillings and simple extractions
Available on Day 1 of your coverage
Major Care
50% • 12-month waiting period
Crowns, complex extractions, oral surgery and more
Implants & Dentures
50% • 12-month waiting period
Orthodontia
50% • 12-month waiting period
(Applies to members under age 19 only)Teeth Whitening
50% • 6-month waiting period
Values reflected for illustrative purposes only. Costs vary by state and available plan type selected. Zero months waiting period of Basic Care not available in all states. Waiting period varies by state and deductibles may apply. Coverage begins on the first of the month following enrollment.
Leaving your employer-sponsored or COBRA plan?
Life changes, but your dental care doesn’t have to. Sign up within 120 days after leaving your employer-sponsored Guardian plan, choose a new plan with Guardian Direct, and we’ll waive the waiting period.
When paid by credit card. Cost varies by state and available plan type selected. Other restrictions apply. Life Insurance Pricing based on a 20 year old female with a preferred plus rating for a $100K 10-year term policy. Life insurance coverage is not guaranteed. Coverage is based upon underwriting approval and coverage does not begin until first payment is received.
