Meet our

Vision insurance

Making eye care more affordable covering more than exams, prescription glasses and contacts.

About our vision insurance

Powered by VSP, Guardian Direct vision insurance includes an annual Well Vision Exam® in every plan for just $15 when you visit a doctor in the VSP network. Plus, one pair of glasses or contacts are covered up to your plan allowance each year after a $25 copay. You’ll even save 20% on an additional pair. Typical annual savings are over $200'.

Our plans - availability varies by state

A badge icon on a circular Yellow background

Achiever

All our benefits in one plan for those that need the most coverage. Featuring $15 annual vision exams and a $225 frames allowance per year.

A badge icon on a circular Blue background

Core

Many benefits in one plan for those that need a lot of coverage. Featuring $15 annual vision exams and a $160 frames allowance per year.

A badge icon on a circular Brown background

Standard

Traditional vision benefits in one plan for those that need vision insurance without the extras. Featuring $15 annual vision exams and a $150 frames allowance per year.

Find an eye doctor near you

Looking for an eye doctor? View a list of VSP network doctors in your area.

What does vision insurance cover?

A man wearing a Blue jacket and a White shirt with a pair of spectacles smiling

Guardian Direct vision insurance plans cover all or a portion of the cost of most routine vision care, including the following:

Eye exams

Every Guardian Direct vision plan includes an annual Well Vision Exam® for just $15 at a doctor in the VSP network.

Glasses

Glasses are covered up to your plan allowance after a $25 copay. You can also save 20% on additional pairs.

Frames

Frames are covered up to your plan allowance, plus 20% off on any overages. You’ll get an extra $20 allowance for featured frame brands.

Contacts

Contact lenses are covered up to your plan allowance, with no copay. Members save 15% of contact lens exams.

Additional savings on laser vision correction and more!

For laser vision correction, average of 15% off regular price or 5% off promotional price (Only at participating VSP network locations).   

Policyholders in most states also save up to 60% on a pair of digital hearing aids through TruHearing®. Savings on hearing aids batteries for members and their extended family members.

DID YOU KNOW

As many as 16 million people in the U.S. have uncorrected or undiagnosed refractive errors in their vision that could be fixed with glasses, contacts, or surgery.

Is vision insurance worth it?

A woman laughing while wearing a Red shirt, a pair of spectacles and a Blue pants. The background is Yellow in color.

Clearer vision

Vision insurance can help cover costs associated to maintaining your vision which leads to fewer headaches, better performance at school or work and less computer eye strain.

Family coverage

If you or a member of your family needs vision correction, vision insurance can help you get routine eye exams, save money, and be able to afford your favorite eyewear brands.

Routine eye exams

Eye exams covered by vision insurance can help detect conditions like diabetes3 and high blood pressure4 before they become more serious.

How much is vision insurance?

Vision insurance makes it easier to budget for the cost of glasses and contacts. Your out of pocket expenses will depend on the provider and plan you choose. Guardian Direct vision plans start at $10 per month*.

Individual vision insurance and for seniors

For seniors aged 60 and beyond, age-related eye health problems can cause total vision loss. That’s why it’s important for seniors to get routine eye exams and to wear glasses, contacts, or bifocals as needed.

Medicare and vision insurance

While some Medicare Advantage plans offer health, vision, and dental insurance benefits, Original Medicare (Part A and Part B) only offers limited vision coverage that does not include most routine eye care. If you’re not satisfied with your vision coverage under Medicare, you can purchase affordable vision insurance online or over the phone. Get a free online vision insurance quote today and get the coverage you need.