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What’s Included in Vision Insurance Coverage?

Vision insurance typically covers annual vision wellness exams, glasses, frames, lenses and contact lenses, as well as laser vision correction. Most plans don’t have deductibles or require waiting periods during which no benefits are paid. They also offer an allowance on eyeglasses or contacts but not both in a 12-month period. If you choose to see an out-of-network doctor, you may receive less coverage. 

Does Vision Insurance Cover Contacts?

Yes, in most cases.

Does Vision Insurance Cover Lasik Surgery?

Yes, in most cases, there may be savings on laser vision correction.

Does Vision Insurance Cover Sunglasses?

Some plans help cover the cost of prescription sunglasses. Consult your insurance provider to fully understand your plan’s benefits.

Does Vision Insurance Cover Cataract Surgery?

In most cases, cataract surgery is not covered by vision insurance but it’s likely covered by your medical insurance plan.

Does Vision Insurance Cover Glaucoma?

In most cases, glaucoma is not covered by vision insurance, but it’s likely covered by your medical insurance plan.


2019-86153 (10/21) 

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