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How Do I Buy Vision Insurance?

There are several ways to purchase vision insurance. If your employer offers vision insurance as part of your benefits package, or as a voluntary benefit, you can enroll when you start a new job or during open enrollment, which usually occurs in the fall. If you are self-employed and belong to a trade organization or other association, they may offer group vision insurance to their members.

If your employer doesn’t offer vision insurance, you can purchase individual vision insurance from a vision insurance provider online, over the phone or through a broker throughout the year. Visit to view plan options. Limited options are also available on or your state’s ACA marketplace.

Can I Buy Vision Insurance That’s Effective Immediately?

When you purchase vision insurance online, the plans are usually effective within a few business days.  There are typically no waiting periods during which no benefits are paid. Because there are no waiting periods, most vision plans require a minimum of a one-year commitment.

Where Can I Get Vision Insurance?

If you don’t have access to a plan through your employer, you can visit to view plan options. To purchase vision insurance directly from an insurance provider, you will first need to know the zip code of your primary residence, how much coverage you need and how much you are willing to pay each month. Once you have that information, you should consider if you need to cover just yourself or if your spouse or partner or your children also need coverage. You will need to know the ages of each party who needs to be insured before you can complete your quote. Once you have information from the insured parties, it’s a fast, easy and secure process to purchase vision insurance online. To complete your purchase, you will just need to provide the names, addresses, and birth dates of all insured parties, as well as relevant payment information.


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