Skip to main content
cart SIGN IN

Or Get Started

Why Guardian

More than 155 years of helping people protect their families, finances, and well-being.  Because we all need a little help sometimes.

Your Complimentary Guide to Accident Insurance


Because your world can be turned upside down in an instant.
Illustration of neighborhood, Your Complimentary Guide to Accident Insurance

Your complimentary guide makes it easy to find the accident insurance coverage you need.

With this guide, you’ll learn the ABC’s of accident insurance:

  • It covers medical expenses like deductibles, copays, and other out-of-pocket costs so you don’t have to dip into savings.
  • Accident coverage also helps pay for non-medical expenses that may follow an accident, like childcare, rent or groceries.
  • With accident insurance, you and your family will get the financial protection you need – even if you or a loved one suffers an accident, your bills don’t have to be a problem.
  • Obtain information on how to buy accident insurance directly.
  • With this guide, you’ll also learn how an accident insurance plan works.

Learn more and get your FREE GUIDE today!

Guardian Direct plans are underwritten and issued by The Guardian Life Insurance Company of America or its subsidiaries, New York, NY. Individual accident insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York. Products are not available in all states. Policy limitations and exclusions apply.  The actual limitations and exclusions that apply to your Accident Plan are governed by the policy forms approved for use in your state.  Please refer to your plan documents for a complete list of limitations and exclusions. Plan documents are the final arbiter of coverage.  This policy provides limited benefits only. Rates are guaranteed for one year for the plan of benefits initially selected.  Policies renew annually up to age 90. Policy Form Numbers: IP-ACC-16 ET. AL. #2018-56999 (4/20)

Get the Ebook

Dental Insurance

Good Health Starts With Your Smile

You're busy and sometimes it’s a challenge to get it all done. Our plans are designed to help make it easier for you to put your health first - starting with your smile. Find a plan that’s right for you.

Accident Insurance

Be Prepared for Life's Surprises

You never expect an accident to happen to you or anyone in your family. Our plans help you deal with surprise costs that go along with them.  Find a plan that’s right for you. 

Pet Insurance

A Smart Choice for Pet Insurance

Now you can get simple, easy, affordable pet insurance and join millions of other happy customers.

Critical Illness Insurance

A Safety Net When You Need It Most

Dealing with a serious illness is tough. Having a financial safety net helps you focus on the fight - not how you'll pay the bills.  Find a plan that’s right for you.