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Vision Insurance

Taking care of your eyes just got easier! VSP® teamed up with Guardian Direct® to create vision benefits designed just for you at savings that are easy to see.

Find a Vision Plan in your area

Plan options vary by location due to state requirements.
Please enter your five-digit zip code to start building the plan that’s right for you.


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What does it cover?

VSP helps you save on Vision care. Click on each category to view coverage details.

Find an Eye Doctor

Looking for an eye doctor? View a list of VSP network doctors in your area.

Case studies

Susan, a newly retired school teacher, wants a hip new look as she steps into her new Florida lifestyle. With her Focused Vision Plan, powered by VSP® Individual Plans, she saved $319 that she used to treat herself to a cute new pair of sandals and a sunhat. 

 

Coverage based on Focused Vision Standard Plan in FL reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-69757 (exp. 11/20)

Lily consults in Tech and she's also a busy new mom. With her new pair of glasses that go from light to dark instantly, Lily doesn't have to spend time searching for her sunglasses. Lily saved $349 with her Focused Vision Plan and simplified her morning routine at the same time.  

 

Coverage based on Focused Vision Gold-CA reimbursement. Actual coverage may vary.This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-69757 (exp. 11/20)

Staring at a computer screen day and night as a game developer, Bryan knows it’s time for an eye exam and new glasses. He saved $174 with his Focused Vision Plan. Now Bryan’s looking to a great future – his game just sold! 

 

Coverage based on Focused Vision Standard-WA reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-69757 (exp. 11/20)

Tim golfs to unwind from managing his financial planning business. After 25 years of wearing glasses, Tim is ready to opt for laser vision correction. The $603 that Tim's Focused Vision Plan saved him on the procedure paid for a new top-of-the-line driver to help his game. 

 

Coverage based on Focused Vision Silver-VA reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-69757 (exp. 11/20)

woman sitting at table looking at laptop

Attending law school full-time, Nicole waitresses to help make ends meet. Now that she's no longer on her parent's insurance plan, Nicole has to make every penny count, so she was thrilled to save $94 on her exam and new pair of contacts with her Focused Vision Plan. 

 

Coverage based on Focused Vision Gold-TX reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-69757 (exp. 11/20)

Frequently Asked Questions

Questions about Vision insurance?  We've got answers.

Your vision is not something to be taken for granted. Clear vision is essential for everyday activities for you and your family. And did you know that taking care of your vision is also important to your overall health? Having regular check-ups can help detect conditions such as diabetes and high blood pressure before they become more serious. Vision insurance can be a smart budgeting tool to help you save on annual eye exams, frames and lenses.

Source: https://www.aao.org/eye-health/tips-prevention/diagnosing-systemic-diseases-eye-exams (accessed 2018)
No. Your plan offers an allowance on eyeglasses OR contacts, but not both in a 12 month period.
No. Your plan has no deductibles (amounts that you must cover before the plan pays benefits) and there are no waiting periods during which no benefits are paid.
To get the most from your benefits, we recommend you choose a VSP network doctor. VSP has the largest independent doctor network in the country. And an added benefit of seeing a VSP network doctor is that there are no claim forms to complete. You can Find an Eye Doctor in VSP’s network here.
If you choose to see an out-of-network doctor, you’ll receive less coverage. Payment will be expected at the time of your visit, and following your appointment, you’ll need to complete a claim form and include any itemized receipts.
No. Each member of your family covered on your plan can choose their own eye doctor.
See more FAQs

 

Vision

Vision insurance is provided by VSP and billing and premium collection services for such vision insurance are conducted by DTC GLIC, LLC (d/b/a DTC GLIC Insurance Sales, LLC in California). DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ("Guardian").

Guardian and DTC GLIC, LLC are not affiliated with VSP and Guardian and DTC GLIC, LLC do not assume any responsibility or liability for non-Guardian products or services, including those offered by VSP.

 

TruHearing®

TruHearing’s digital hearing aid discount plan is available to VSP members and is not insurance. TruHearing is an independent third party not affiliated with Guardian.  The discounts for hearing aids are available only from participating TruHearing providers and will vary depending on the provider or service received. TruHearing does not make payments to providers for the services received under the discount plan. You are obligated to pay for all medical or ancillary services but will receive a discount from those TruHearing providers that have contracted with Truhearing.  VSP does not provide or operate any discount hearing program. The relationship between VSP and TruHearing is that of independent contractors. VSP makes no endorsement, representations or warranties regarding any products or services offered by TruHearing, a third-party vendor. The vendor is solely responsible for the products or services offered by them. Not available in WA, UT, MD or CA. To obtain additional information  go to TruHearing.com or call 1-844-571-9952.

VSP is providing information to its members but does not offer or provide any discount hearing program. The relationship between VSP and TruHearing is that of independent contractors. VSP makes no endorsement, representations or warranties regarding any products or services offered by TruHearing, a third-party vendor. The vendor is solely responsible for the products or services offered by them. If you have any questions regarding the services offered here, you should contact the vendor directly.

TruHearing offers individuals the opportunity to purchase hearing aids at discounted prices, including individuals covered by self-funded health plans not subject to state insurance or health plan regulations. TruHearing is not insurance and not subject to state insurance regulations. TruHearing provides discounts to certain health care groups for hearing aid sales and services; TruHearing provides fitting, programming and three adjustment visits at no cost; the member is obligated to pay for testing, and all post-fitting hearing care services, but will receive a discount from those health care providers who have contracted with TruHearing. Not available directly from VSP in WA, UT, MD or CA.

 

Resources

Guide to Prescription Sports Eyewear

By VSP Vision Care
Illustration of building and an eye that is on the cover of the vision ebook

Your Complimentary Guide to Vision Insurance