Even if you have a dazzling smile and you maintain it with good oral hygiene habits, dental insurance could still benefit you. Take a look at some of the reasons Millennials need dental insurance.
The unexpected happens
Your mouth feels great until one day you notice a nagging pain in one of your molars that just won’t go away. The tooth could be damaged, or there could be an infection. Alternatively, maybe you’re out playing your favorite contact sport with your friends and your mouth guard slips out of place. You find yourself missing a tooth.
Unexpected dental problems can hit you at any time, and if you don’t have dental insurance when these problems creep up, you may be out of luck. This is because many policies have a waiting period of between six and 12 months before you can utilize major—or even minor—dental services. You could end up having to pay for your dental care out of your own pocket, and that can amount to thousands of dollars.
You want to catch problems early
Even if you never detect any signs of trouble in your mouth, it still behooves you to visit the dentist twice a year. A dental professional can catch problems before they reach the point where you feel any discomfort.
For example, many Millennials are around the age when it is best to get wisdom teeth removed. Waiting to remove wisdom teeth can make you vulnerable to infections and other problems. Also, the longer you wait to get your wisdom teeth removed, the more painful and expensive the removal surgery is likely to be.
Dentists can also catch tooth decay early and insert fillings before the decay becomes severe.
Save time and stress
Many Millennials lead jam-packed lives, and if you’re no exception to that rule, you know how frustrating it is when something comes up that throws you entire routine out of whack. Complications from oral health problems can cause you to miss work or school. You could easily fall behind so that, in addition to dealing with the pain of a dental problem, you’ll also have to face the stress of missed work or school.
Also, if you let a dental problem progress to the point where you need to visit the dentist multiple times to take care of it, that’s even more time that slips away from you.
You might think of dental insurance as just another bill you have to pay, but it can actually end up saving you money. The insurance will make it possible for you to visit the dentist regularly, so you can get ahead of minor problems before they turn into major, money-sucking issues. The insurance will also mitigate the cost of dental procedures.
It isn’t as expensive as you think
Yes, dental insurance can save you money, but is it really worth paying for it month after month? Absolutely! Dental insurance isn’t as expensive as many people think it is. In fact, if you can afford to buy a meal at Chipotle a couple times a month, chances are that dental insurance won’t be a major budget breaker for you. You can get a fast quote any time from Guardian Dental.
A healthy mouth makes for a healthier you
Research suggests that there is an intimate connection between oral health and your overall health. For example, there may be a link between cardiovascular disease and the bacterial infections that occur in the mouth. Furthermore, tooth loss before the age of 35 could be an early risk factor for Alzheimer’s.
While good oral hygiene habits are essential for taking care of your mouth, you can’t afford to underestimate the value of regularly visiting your dentist.
Look at that smile!
Everyone wants to look their best, and as a Millennial, you have youth on your side. However, dental problems can put a damper on one of your most outstanding features—your smile. Regular cleanings make your mouth feel great and can even boost your confidence. Also, your dentist can give you tips on how to take the best care of your teeth so you keep your pearly whites for decades to come.
Really, there is no reason that Millennials should not get dental insurance. Dental insurance is a key ingredient to good oral health and a brilliant smile.
Brought to you by The Guardian Life Insurance Company of America (Guardian), New York, NY. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, investment or medical advice.(exp.01/20)