Accident Insurance Definition | Guardian Direct

Accident Insurance Definition & Frequently Asked Questions


Guardian Direct® accident insurance pays cash benefits to you if you have a covered accidental injury. With accident insurance, you may be covered for accidental injury and receive cash benefits as a result.

When someone in your family is injured there are often costs that your health insurance doesn’t cover, especially if you are unable to work.  The out-of-pocket costs of your health insurance alone can deal your finances a devastating blow. Supplemental accident insurance can help you pay these bills so you can focus on your recovery.

Below you will find answers to frequently asked questions about accident insurance to help you make an informed decision. Guardian Direct® offers you affordable coverage when you need it the most.

Cost, Coverage & Enroll Questions

Accident Claims

Accident Prevention

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Brought to you by The Guardian Life Insurance Company of America (Guardian), New York, NY. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, investment or medical advice.

2021-119637 (03/23)