Guardian Direct® helps protect your dental health while also protecting your wallet:
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Large Network of Dentists. With over 114,000 dentists in the Guardian network, it's easy to find a dentist to fit your needs. And with an in-network dentist, save up to 35% off standard dental rates.
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Savings. After all, isn't that the point of dental insurance? Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. And you'll also automatically save on costly unexpected needs such as fillings or root canals.
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Easy. No claim forms to submit with an in-network dentist.
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Guaranteed Acceptance. Instant approval. Get a policy today!
There are 4 dental plans available in your area
PPO
Guardian Dental
Advantage Gold
$45.17 Monthly (single)
The most comprehensive coverage
PPO
Guardian Dental
Advantage Silver
$31.03 Monthly (single)
Coverage for the basics plus life’s occasional dental surprises
PPO
Guardian Dental
Advantage Bronze
$23.27 Monthly (single)
Basic coverage for cleanings and the occasional filling
PPO
Guardian Managed
DentalGuard - NY
$15.71 Monthly (single)
Low monthly cost and no waiting periods
Click on each case below to see how you can save
Case studies
With their Guardian Dental Advantage Bronze plan, Dave and Emily received preventive care from one of our more than 114,000 in-network dentists. Their care, including cleanings and x-rays, was fully covered.
| Item | Cost |
|---|---|
| Typical Dentist Charges (Cleaning & X-rays for Dave & Emily) | $460 |
| In-Network Dentist Charges (savings up to 35%) | $299 |
| Guardian Pays 100% for Preventive Care | $299 |
| Dave & Emily Pay | $0 |
| Savings for Dave and Emily vs. Typical Dentist Charges | $460* |
* Coverage based on Dental Advantage Bronze PPO plan reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-70895 (exp. 1/21)
Ted takes good care of his teeth by brushing and flossing regularly, so he was disappointed when his Dentist found a cavity. With his Guardian Dental Advantage Gold plan, Ted saved $158 on getting his cavity filled.
| Item | Cost |
|---|---|
| Typical Dentist Charges for a Filling | $239 |
| In-Network Dentist Charges (savings up to 35%) | $155 |
| Guardian Pays 70% for Fillings after a $50 Deductible | $74 |
| Ted Pays | $81 |
| Savings for Ted vs. Typical Dentist Charges | $158* |
* Coverage based on Dental Advantage Gold PPO plan reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-70895 (exp. 1/21)
Emma was excited to be getting braces to correct her overbite. With her parents' Guardian Dental Advantage Gold plan, Emma's parents were able to save $2,925 off the cost of Emma's new and improved smile.
| Item | Cost |
|---|---|
| Typical Dentist Charges for Child Braces | $5,500 |
| In-Network Dentist Charges (savings up to 35%) | $3,575 |
| Guardian Pays $1,000 for Child Braces | $1,000 |
| Emma's Parents Pay | $2,575 |
| Savings for Emma's Parents vs. Typical Dentist Charges | $2,925* |
* Coverage based on Dental Advantage Gold PPO plan reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-70895 (exp. 1/21)
Jim took a big bite and knew instantly he had cracked his tooth. His Dentist recommended root canal surgery and a crown at a cost of $2,258. With his Guardian Dental Advantage Silver plan, Jim paid only $968, saving $1,290.
| Item | Cost |
|---|---|
| Typical Dentist Charges for a Root Canal and Crown | $2,258 |
| In-Network Dentist Charges (savings up to 35%) | $1,468 |
| Guardian Pays 50% for Major Services up to Yr 1 Annual Max | $500 |
| Jim Pays | $968 |
| Savings for Jim vs. Typical Dentist Charges | $1,290* |
* Coverage based on Dental Advantage Silver PPO plan reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-70895 (exp. 1/21)
Jasmine had gum disease. Jasmine's Dentist advised that gum surgery could help prevent the spread of bacteria from her gum disease to protect her overall health. With Guardian Dental Advantage Silver, she saved $829.
| Item | Cost |
|---|---|
| Typical Dentist Charges for Gum Surgery | $1,265 |
| In-Network Dentist Charges (savings up to 35%) | $822 |
| Guardian Pays 50% for Major Services after a $50 Deductible | $386 |
| Jasmine Pays | $436 |
| Savings for Jasmine vs. Typical Dentist Charges | $829* |
* Coverage based on Dental Advantage Silver PPO plan reimbursement. Actual coverage may vary. This story is a fictional example based upon estimated costs and should not be used as basis for any specific decision making. #2018-70895 (exp. 1/21)